X-Payments is a Web-based payment application designed for online merchants who accept credit card payments. It is compliant with version 1.2 of the Payment Card Industry Data Security Standard (PCI DSS), which requires using PA-DSS certified software for credit card processing. While processing credit card payments, X-Payments works as an intermediary between a store on the one side and payment gateways and 3D-Secure systems on the other side. Using X-Payments, online merchants can allow their customers to pay for their orders with credit cards, using online payment gateways. Payments can be authorized without actually charging when the order is placed and charging later (e.g. when the order is fulfilled). Payment gateways not supported by X-Payments out of the box can be integrated by using custom payment integration modules. The design and URL of the payment information entering form can be changed to match the design and URLs of the online store.
Release Notes: "Lite Interface" or ‘X-Payments via iframe’ has been significantly improved in both the algorithm and the look and feel. The last four digits of CC numbers are now displayed now in the X-Cart admin area if an order is processed via X-Payments. The X-Payments credit card form now selects card type automatically based on the entered credit card number.
Release Tags: minor improvement
Tags: PA-DSS, PCI-DSS, credit card processing
Licenses: Proprietary with Free Trial